Pensions will be earned. Latest news and changes in Russian legislation regarding the provision of benefits to working pensioners Changes in pensions per year for working people

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Changes from January 1, 2017

There are a number of important changes that have occurred since the beginning of 2017:

Increasing the minimum quantity and quantities required for appointment.

1st of February- by the amount of inflation last year;
April 1- depending on growth rate living wage over the past year.

Let us recall that in 2016 the operation of paragraph. 4 Article 25 of the Law “On state pension provision in the Russian Federation”, part 21 of article 15 and part 6 of article 16 of the law “About insurance pensions”, in connection with which insurance and state pensions were indexed by only 4%, with significantly higher inflation in 2015 - 12.9%.

Unlike the previous year 2016, starting from the new year 2017, members of the Government have repeatedly promised to restore the legal order of indexation and carry it out in full, as required by law.

“We have decided that in 2017 pensions will be indexed in full.”

Prime Minister D.A. Medvedev

Thus, the draft budget already includes necessary funds for promotion pension provision, which indicates the serious intentions of the state in this direction.

Pension increase in 2017 for old-age pensioners

Labor (after pension reform insurance) pensions are increased by indexation (SIPC) and (FV) - components of the insurance pension after the pension reform in 2015. After the increase on February 1, 2016, these parameters were established in the following values:

the cost of a pension point is 74.27 rubles;
The fixed payment amount is 4558.93 rubles.

The Ministry of Finance and the Ministry of Economic Development predicted an inflation rate of 5.8%, in which case the indexation coefficient would be 1.058. However, published data from the Federal State Statistics Service indicates a consumer price index for 2016 of 5.4%. In this regard, Maxim Topilin (Minister of Labor and Social Protection) stated that the indexation coefficient of insurance pensions and social payments in February 2017 will be 1.054 (with SIPC = 78.28 rubles, FV = 4805.11 rubles). However, the Federal Law on the Budget of the Pension Fund of the Russian Federation notes that on April 1, 2017, the cost of a pension point will be set at 78 rubles 58 kopecks, and therefore must pass second indexation of insurance pensions, which in total will be 5.8%, resulting in On April 1, the insurance pension was additionally increased by 0.38%.

Table of indexation of insurance pensions by year

Year	Previous year inflation rate	Indexation percentage	Indexation coefficient
2011	8,8%	8,8%	1,088
2012	6,1%	10,65%	1,1065
2013	6,6%	10,12%	1,1012
2014	6,5%	8,31%	1,0831
2015	11,4%	11,4%	1,114
2016	12,9%	4%	1,04
2017	5,4%	5,8%	1,058

SIPC 2017 = 78.28 × 1.058 = 78.58 rubles;
FV 2017 = 4805.11 × 1 = 4805.11 rubles.

On April 1, only the value of the pension point increased, the amount of the fixed payment remained without changes.

Indexation of pensions for working pensioners

As one of the anti-crisis measures, a decision was made to increase pensions for working citizens in connection with the annual increase in their number. According to Rosstat for 2016, the share of working citizens was 36% of the total number of pensioners.

It is believed that the material security of pensioners who continue to work is higher than that of non-workers, since in addition to the pension they have additional financial income in the form of wages.

Thus, the law of December 29, 2015 No. 385-FZ came into force, which from 2016 provides pensions to working recipients until they leave work. After dismissal, they will be returned to the usual indexation procedure, taking into account all increases that took place during the work.

Working pensioners from January 1, 2017 this restriction will not be lifted and their pension will be increased in February will not.
Moreover, as Maxim Topilin (Minister of Labor and Social Protection) stated, in the draft law on the federal budget not provided return indexing all the way until 2019, since otherwise this may lead to significant additional costs that the State cannot currently afford.

The adopted restrictions do not apply to pensions (including social ones), regardless of whether the pensioner works or not.

Indexation of social pensions on April 1

Social pensions are not calculated according to a formula, but are set at a fixed amount, unlike insurance ones, and depend on the category of the recipient. They should depend on changes in the level of the pensioner’s cost of living. Over the past 8 years, one can observe fluctuations in the level of indexation of pension provision, both upward and downward.

Year	Indexation level
2010	12,51%
2011	10,27%
2012	14,1%
2013	1,81%
2014	17,1%
2015	10,3%
2016	4%
2017	1,5%

The head of the Pension Fund of the Russian Federation, Anton Drozdov, previously stated that indexation of social pensions in 2017 is envisaged at 2.6% - this is precisely the level predicted by the Ministry of Economic Development. However, on March 16, Dmitry Medvedev signed, according to which social pensions will be increased by only 1.5%, which represents an increase in PMP in 2016 relative to 2015. In accordance with this, it is possible to calculate the indexed amount of pension provision for each category of recipients.

Recipient categories	Until April 1, 2017, rub.	After April 1, 2017, rub.
citizens aged 60 and 65 years (women and men); persons from among the small peoples of the North, aged 50 and 55 years (women and men); disabled people of group 2 (except for disabled people since childhood); children left without one parent, under 18 years of age, and for full-time students - 23 years of age	4959,85	5034,25
disabled people of group 1; disabled people of group 2 since childhood; children under 18 years of age or in full-time education - up to 23 years of age, left without both parents, and children of a deceased single mother	11903,51	12082,06
disabled children; disabled people of group 1 since childhood	9919,73	10068,53
disabled people of 3 groups	4215,90	4279,14

The pension system is the most relevant, burning and controversial topic over the past few years. Throughout its history, Russia has already experienced several pension reforms, which are becoming tougher and tougher every year.

Until now, we can observe an acute lack of funding for this system, which affects the amount of payments to people who have retired. Therefore, the government wants to introduce another cardinal solution - to abolish pensions for working pensioners already in 2017.

Characteristics of the pension system of the Russian Federation

The current pension system is not going through its best times. By comparing deductions from wages, the Pension Fund of Russia is obliged to pay decent material support to persons who have lost their ability to work.

Starting from January 2002, the pension system, within the framework of which it was supposed to “move away” from the principles of distribution to methods of accumulation. Now all pensions can be divided into two categories: state and labor.

Labor pension involves the accumulation of funds throughout the entire working life. Every Russian has a special individual insurance savings account.

State pension created to ensure that citizens who for some reason could not participate in the accumulation process received payments after losing their ability to work. This is a category of citizens such as disabled people and military personnel.

Law on the abolition of pensions for working pensioners

U social security There are enough difficulties, including the lack of funding for payments and timely indexation of pensions, which are required to ensure the lives of citizens of the Russian Federation. The reason for this was the widespread use of “gray” salaries, as well as the low level of employment of the population.

At the moment, the government is trying to find ways to optimize the pension system and find a single solution that will help save on social benefits. They have already tried more than once to cancel additional support for working people.

The Russian Ministry of Labor has more than once discussed the idea of suspending pension payments persons who have retired but continue to work.

Starting in 2015, with the support of the Ministry of Economic Development and the Ministry of Finance, officials began to create a corresponding bill.

It is planned to monitor the size of payments of labor income of citizens who have reached retirement age through amendments made to the legislation regarding the reporting of employers to the Pension Fund.

It may happen that data will be transferred to the Pension Fund not every quarter, as is happening now, but monthly. Naturally, this approach will have a negative impact on the work of organizations and individual entrepreneurs, because the workload with such reporting will increase significantly.

But these forced measures will make it possible to monitor income in order to understand when to suspend pension payments. However, if it is determined that the number of pensioners whose income exceeds the permitted limit is not so large, the new rules for submitting reports to the Pension Fund will affect all business entities, and the costs of implementing this project will increase.

Pension payments to working pensioners

There are currently no restrictions on pension payments. Every participant in the process receives them, even those who are still working. Such citizens also have the right to count on an annual pension supplement, which is obtained through contributions from employers, and all of them pension accruals are saved.

Of course, if informal employment is practiced, such an employee is not entitled to any indexation. In the near future, it is planned to recalculate (automatically) payments for working pensioners, taking into account years of work experience. This increase is purely individual and depends on the performance of an individual person.

The future of pensions

Difficult economic situation in the country, required optimization budget funds, as well as the growing number of disabled citizens, obliges the government to look for unpopular methods to solve problems with social benefits.

Most likely, in 2017 they will stop paying pensions to people who work while already retired.

Such innovations will presumably affect those people whose annual income exceeds more than 1 million rubles. I would like to note that this is a rather small category of citizens, so the main category of citizens can breathe easy - the bill will not affect them.

According to preliminary data, pensions for working pensioners will be canceled for 220 thousand people, out of a total of about 40 million people of retirement age. This is slightly less than 1%.

In addition, the country's leadership has repeatedly returned to the issue of raising the retirement age. At the moment, men retire at the age of 60, and women at 55. So far this idea has not found zealous support, but legislators do not miss the opportunity to constantly return to it.

Whether the planned measures will be productive and how long they will last, we will be able to find out after some time. The only thing I would like to talk about is the moral responsibility of those employers who do not pay insurance premiums in full.

Because of this, most workers are deprived of the opportunity to receive decent pension payments in the future.

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Recently, news appeared in the media that pensions for working pensioners will be cancelled, and that 2020 will pass without payments for this category of citizens.

Decisions of official bodies As it became known, a decrease in Russia is not expected. However monthly payments

pensioners who continue to officially work will not be indexed again in the coming year. This decision was the result of a tripartite commission to regulate social and labor relations.

The authorities believe that the decision to cancel indexation should not have a detrimental effect on the pensioner’s income, since his existing salary implies an increase that will be larger and more significant than inflation.

Reasons and forecasts of the authorities

Today, about 43 million people of retirement age live in the Russian Federation. Among them, 14 million continue to work.

Not every citizen will be ready to provide for themselves if working pensions are abolished in Russia. Last year, a law came into force regulating the termination of indexation of payments to beneficiaries who continue to work. At the same time, explaining why the pension of a working pensioner was reduced, the official bodies referred to the economic situation in the country.

The macro forecast for 2018-2020, according to the Ministry of Economic Development, promises a decrease in the amount of state provision for older citizens.

The fall will be embodied in the following projected figures:

2018 – by 0.7%;
2019 – by 0.6%;
2020 – by 0.6%.

This will happen due to the abolition of indexation for workers on benefits. Last month 2019 brought compensation with recalculation for working hours of the previous year. The largest bonus was cut by three pension points in material quality. Based on this, if the cost of such a point last year was 87.24 rubles, then pensioners were given an additional amount equal to 261.72 rubles.

Is the pension canceled upon re-employment?

When a person reaches retirement age, he is accrued insurance payment, which takes into account all indexations that occurred at the time of his work. If a citizen decides to get a job again, the amount of his allowance will remain the same. Accordingly, the statement that pensioners who work will not receive a pension is incorrect.

Many fear that the pensions of working pensioners will be halved as soon as they resume seniority. Indeed, in this case, working pensioners will receive less, but they will not lose any financial security at all.

Innovations in pension legislation make it possible for pensioners, starting next year, to receive indexed payments from the 1st day of the month following the month of dismissal. The initial indexation and the date of payment of the full amount of financial resources will occur 3 calendar months after the date of dismissal.

Pensions for working beneficiaries will be returned or canceled in the future

In the spring of this year, D.A. Medvedev set a task for the Government: to raise the issue of returning the recalculation of the amount of subsidies to working pensioners.

During a speech in the State Duma. It is currently being carefully studied.

However, the recalculation was not included in the federation budget in any of the years from 2018 to 2020. This was confirmed by the Minister of Labor and social protection- Topilin. Speculation immediately arose that working pensioners would not be paid pensions from 2020.

“It’s not like that,” Topilin said, refuting opinions that the state budget will not pay pensions to working pensioners.

Currently, working beneficiaries receive a pension that does not take into account planned indexations.

News that pensions for working pensioners would be abolished completely turned out to be false. As a result, the Government made a proposal which is currently being discussed.

For the most significant increase in real pensions in the coming year, indexation will be carried out from January 1, which is a month earlier than in previous years.

A separate law. Such a project will be submitted for consideration, together with the budget of the Pension Fund of the Russian Federation. This is the forecast for next year. After such arguments and answers from the first persons responsible for monthly old-age payments to working people, all questions about whether payments will be indexed and whether they will be canceled will be removed from the agenda.

In 2016, legislators took the initiative to abolish pension payments to working pensioners. By 2017, this initiative had not been adopted, however, working citizens of retirement age are increasingly asking the question: will they be able to receive their earned pension and continue working or will they have to choose one thing? We will try to answer this question in this article.

What benefits do retirees receive while continuing to work?

Of course, it cannot be said that all working pensioners chose this path solely because of a lack of money. Each has its own reasons: for some it is a calling; for some it is a duty; for some it is an opportunity to help future generations (scientists, teachers, researchers, inventors). In addition to moral satisfaction, this category of pensioners also receives a number of additional material benefits. They:

get their due insurance pension old age;
receive wages that in most cases are several times larger than pension payments;
continue to form pensions through contributions to the Pension Fund and an increase in individual pension coefficient;
They receive bonus points for additional experience, which are significantly higher than usual.

Disadvantages of the new pension system for working pensioners

By continuing to work, a citizen receives a significant increase in pension, in most cases several times higher than the accrued pension. But from January 1, 2016, all employed citizens of retirement age lost the opportunity to index their pensions.

For example, a capable pensioner decides to extend his working life for another 5 years. During this time, the state will index pension payments by at least 4% per year. On average, a citizen will lose about 20% of their pension increase. Of course, he will then receive a recalculation and compensation, an increase in the pension and bonus points accumulated during this time. But in the end, they will not be able to fully compensate for the lost benefits.

For information! The ban on indexation is scheduled until 2019. Depending on the new economic situation, the indexation of pensions of working pensioners may be restored. Until 2016, there was no such concept as the abolition of indexation, and everyone, without exception, received annual compensation from the state.

Will pensions for employed pensioners be cancelled?

In 2015, the first proposals to abolish pension payments to working pensioners appeared. Of course, opinions among government officials are divided: some believe that payments simply need to be stopped so that the state can save these funds and reduce the budget deficit; others speak out strongly against such an initiative; Still others propose to make these payments partially, leaving pensioners with only a fixed payment, and freezing the insurance part.

Attention! According to Olga Golodets, there will be no radical changes to the conditions for payment of pensions in the near future. The reason for this is the upcoming government elections. If global reforms take place, it will only be after the new government gains powers in 2018. According to Russian Prime Minister Dmitry Medvedev, the issue of canceling pension payments to working pensioners remains open, and there is ongoing debate on this matter.

The situation in the Russian economy is becoming more and more difficult every year, the state is looking for opportunities to replenish social funds and ensuring a decent standard of living for the poorest stratum of society. Last news pensions have become an exciting moment for older people. The government should make sure that people who need help can get it without the rest of the population suffering. Pension is becoming the most discussed topic in Russian Federation for many years. carried out a reform, its task was to optimize pension costs, this was caused by a lack of funds in pension funds. What kind of pensions await pensioners in the coming 2017?

Background to pension reform

The situation worsened significantly in 2015, and already in 2014 its savings parts were “frozen”, the funds were used to cover the crisis situation in Russia. The story of pensions for working pensioners has not changed for the third year and there are no bright prospects in sight, because the crisis has still not left the country. In this regard, more than 200 thousand pensioners whose income does not exceed 1,200,000 rubles may lose the fixed part of their pensions. The reform may come into effect in the summer of 2017, namely in July.

The ministry reported that a draft law has been developed, but it cannot come into force, since a number of documents are currently in the process of being finalized. There is no reason for working pensioners whose income does not exceed half a million rubles to worry; this was not even discussed.

What news should working pensioners expect in 2017?

Extremely unpleasant news regarding pensions is the news that the state will not increase the retirement age at the beginning of next year, and there is no such goal for the state at the moment. However, the head of the Ministry of Finance, Siluanov, said that the reform should still take place; he believes this issue should be raised for discussion, since the innovation will help establish a balance in the pension system, and enterprises will be able to reduce their contributions. If things don't get off the ground, there is a risk that the number of working people may be equal to, and possibly even decrease in relation to pensioners. Statistics say that 120 working Russians provide for 100 pensioners. In Europe, these figures are an order of magnitude higher, where 140–150 citizens support 100 retired people.

There is a high probability that the state will make decisions that contain the following:

The accumulation part will continue to be in the “frozen” stage;
The government will consider the possibility of gradually raising the “pension ceiling”;
Suspension of payments of part of pensions to workers.

For now average pension in Russia contains a figure of 13 thousand rubles, an increase is guaranteed for pensioners, wage which is over 30 thousand rubles.

Working pensioners who are retiring

Russian Prime Minister Dmitry Medvedev made a proposal to return satisfactory indicators of pension indexation for people who do not work; he believes that the situation is unacceptable and the purchasing power of citizens has significantly declined. Medvedev gave instructions to bring these indicators back to normal, as he believes that pensioners should not pay for the state’s problems.

We would like to add that benefits and pension supplements will remain in force for certain categories of pensioners who work, namely:

labor veterans (50% discount on communal services, as well as on railway tickets);
free sanatorium treatment;
If labor veterans work, they reserve the right to a month of vacation.

The calculation of the pension will take into account such factors as: points for the period of working activity (length of service and salary will be taken into account), working pensioners who do not receive a pension and also do not reach it will be awarded cumulative points. Note that one point is equal to 74 rubles 27 kopecks.

Work experience will include:

military service;
baby care;
looking after relatives;
decree.

If you look after three children, you will receive more points than those who look after one, as before, studying at higher institutions was not included in the experience. The state is trying to encourage people to continue working. If you have 35 and 30 years of work experience for men and women respectively, then you will receive an increase in pension. The measures taken will contribute to raising pensions by 500 - 600 rubles.

Indexation of pensions for working pensioners

More recently, it was actively discussed that the indexation process will take place only from February of this year; an amendment is being prepared at the legislative level regarding the next indexation after 6 months, this will help to summarize the results for every six months.

The Duma proposed a document that includes bills at the federal level; their validity may be stopped on January 1 of next year. Here's the list:

the size of pension payments is adjusted every year;
the procedure for indexing payments;
the fixed pension will be indexed to the insurance;
Every year the country's pension coefficient will rise.

The government decided on 4% indexation for the first six months, which means that other actions will be canceled by documents that were adopted earlier. These decisions will affect 9 million Russians, 2 million of whom have social pensions.

Conclusions for working pensioners in 2017

in 2017, the state will resume indexation for non-working pensioners;
funded part of pensions in next year will be in the process of “freezing”;
pensions in 2017 will be assigned based on a points system;
next year, the pensions of those who continue to work are not subject to indexation;
if pensioners have high wages, a temporary suspension of pension payments is likely;
Russians with benefits will probably gradually increase their retirement period; by this time it was 25 years.

At the moment, the situation has not changed, no one canceled pensions for working pensioners in 2017, the retirement age is not increasing, indexation is yet to come.