Calculation of the daily calorie intake and bju. How to calculate your individual pension coefficient for receiving a pension
Individual horoscope online (free)
On this page, you can build your individual birth horoscope (natal chart) online and get its computer interpretation for free. The interpretation of the horoscope that you receive by filling out the form below can be considered the first approximation to a full interpretation of the individual horoscope.
To study your personal horoscope in more detail, you can sign up for a consultation with an astrologer, who will carefully consider your natal chart and draw up your astropsychological portrait, tell you about the strengths and weaknesses of your character. You will receive comprehensive information on how to use the potential of your personality with maximum efficiency.
Now on the page you see the "Actual horoscope" - a map with the position of the planets at a given time for Moscow.
To build a birth horoscope (natal chart) enter your name, date and time of birth. On the page, the default time setting is GMT (UTC). If you enter the local time of birth, be sure to switch the checkbox to "local" time. Do not forget that the accuracy of the time of birth is very important for an individual horoscope! The permissible approximation is plus or minus 5 minutes.
Select the country, region and city where you were born from the list. You do not need to enter anything in the longitude and latitude boxes, they are filled in automatically! If your locality is not in the list, you can choose the city closest to your place of birth, but the horoscope will not be so accurate. Then press the button "Create horoscope".
The "Natal horoscope" with your birth card will appear on the page. To get a full interpretation of your individual horoscope for free, select "Interpretation" from the "Horoscope" drop-down menu.
Please be careful and avoid mistakes when entering data.
ASTROLOGY IS AN EXACT SCIENCE!
Before 2014 size pension payments depended on the age of the citizen, work experience, income level and contributions. In 2015, the calculation procedure was changed. An individual pension coefficient appeared, which became the basis for calculating the amount of the pension. Let's take a closer look at how it is calculated.
Pension reform
Since 2001, Russia is gradually moving to a mixed system of savings. When determining the amount of payment, the IPC is used - an individual pension coefficient, the calculation of which will be presented below. The pension itself now consists of the following parts:
Insurance, in the calculation of which the PKI is applied;
Accumulation payment.
Individual rules for calculating pension savings are provided only for persons:
- have reached 80 years of age;
- living in the Far North;
- disabled people of the 1st group.
By new scheme retirees have to choose between benefits and salaries. The reform is thought out in such a way that for 12 months of work, a pensioner can increase the amount of payment by 17%. This will encourage future retirees to continue working as long as possible. At the same time, the law establishes some restrictions. It makes no sense to work for more than 10 years, since the additional coefficient will not change.
Definition
IPK (individual pension coefficient) is the number of points earned over the years of work. Their approximate number can be calculated using the calculator presented on the FTS website. The new system takes into account the years of work, during which contributions to the funds were in an amount greater than the minimum. The accumulated savings are converted into points.
The individual pension coefficient in monetary terms is recalculated annually depending on the level of price increases. To be eligible for a pension, you must have accumulated a minimum number of points.
The value of the individual pension coefficient (IPC) of the insured will be insufficient for persons with unofficial work experience. To retire in 2017, you need to officially pay taxes for at least 8 years. The individual pension coefficient of the insured affects the amount of the pension, which is calculated by multiplying the IPC by the value of the point.
Restrictions
IPK (individual pension coefficient) has a certain minimum and maximum value. Without accumulating the required number of points, you will not be able to retire. The maximum value for persons who have refused insurance payments and left the funded part of their pension will be different. Within the framework of the new reform, the value of the individual pension coefficient (IPC) - of the insured until 2021 will constantly increase: up to 10 - without savings and up to 6.25 - with savings.
Conditions for 2017
When calculating the indicator, special attention is paid to military service and time to care for a child. In the first case, 1.8 IPCs are counted for each year. In the second case, a lot depends on the number of children. The maximum value of the indicator can be 5.4. The cost of 1 point in 2017 is 78.28 rubles. The annual value of the indicator cannot exceed 7.83, if the citizen has refused the funded payment. If the citizen continues to generate savings, then the maximum individual pension coefficient will be 4.89.
To retire in this year, you need to officially pay taxes for at least 8 years and accumulate 11.4 IPK for insurance pension... If the minimum conditions are met, a citizen has the right to receive only social pension... According to the government's plans, by 2025 the PKI should be at least 30 points.
Calculation of the individual pension coefficient
Each citizen can independently calculate the amount of the pension. To do this, you need to use the formula:
Individual pension coefficient = (Кс + Кн) х joint venture, where:
- Ks - IPK for the period up to January 1, 2015
- Book - IPK for the period from 01.01.15 to the day of the appointment of the pension.
- SP - increase in IPC.
Each of these parts is calculated according to a separate formula.
Calculation of Ks
Ks = Old-age pension (without a fixed payment): Kk + Ʃ P, where:
- Кк - the cost of one PKI as of 01.01.15 (64.10 rubles).
- Ʃ P - the sum of the coefficients accumulated for each year of the non-insurance period.
These periods include:
- military service;
- the period of care of an able-bodied person for a disabled person of group I;
- residence of the spouses of military personnel who serve under a contract in areas where they could not work due to lack of employment opportunities (no more than 5 years);
- the period of residence abroad of the spouses is not more than 5 years.
The specified periods are included in the calculation when calculating the IPC only at the choice of the insured person and provided that they were not taken into account when calculating the old age, disability or survivor benefit. If the duration of the non-insurance period is less than a year, then the value of the coefficient is calculated based on the actual duration of the period in days or months.
Calculation of Kn
The calculation of the individual pension coefficient (IPC) - of the insured - since 2015 has been calculated according to the following formula:
Kn = ƩК + Ʃ П, where:
P is the sum of the values of the coefficients for non-insurance periods accumulated after 2015. Calculated using the above formula.
ƩК - the sum of the IPC for each year after 01.01.15. They are calculated using the following formula:
K = (SV: NSV) x 10, where:
- SV - the amount of contributions to the old-age pension, which is calculated based on the individual part of the tariff.
- NSV is the standard amount of contributions for old-age pension, which is calculated by the product of the maximum rate for the insurance pension.
The value of the IPC determined for each year insurance experience limited to the maximum value:
- Not more than 10 (will be valid from 2021) - for persons who do not accumulate savings for the year due to contributions for compulsory insurance (persons born after 1967, who refused to form savings). Until the full introduction of this coefficient, the following values have been established: 2017 - 8.260; 2018 - 8,700; 2019 - 9,130; in 2020 - 9,570.
- No more than 6.25 (will be valid from 2021) - for persons who accumulate savings during the year from contributions for compulsory insurance (persons born before 1967 who wished to form savings). Until the full introduction of this coefficient, the following values have been established: 2017 - 5,160; 2018 - 5,430; 2019 - 5.710; 2020 - 5.980.
Calculation of the joint venture
The boost factor is used in such cases:
- if the old-age pension is assigned for the first time and later than the due date;
- if the pensioner first refused to receive the pension, and then applied for the restoration of the specified payment.
The increase factor is calculated based on the number of months that have passed from the date of the entitlement to pension until the date of the payment. Or based on the number of months that have passed from the day the payment was stopped due to refusal to receive it (after 01/01/15) until the day it was restored.
The sizes of the coefficients are presented in the table.
Disadvantages of the reform
The reform provides for the accumulation of funds in the budget and their correct redistribution as the need arises. Formal employment has become one of the priorities for most Russians. At the same time, there are a number of serious shortcomings in the reform:
- Persons who are employed informally will not be able to receive their full pension. According to statistics, this is approximately 50% of the population of the Russian Federation. More than 20 years of experience is required to receive an adequate payment.
- Employed retirees will have to choose between benefits and salaries. Now it is impossible to combine these two payments.
- Under the new rules, in order to receive payment, the minimum length of service for 15 years will be tripled.
The reform will last until 2025. There is an annual indexation and fixation of the value of one point.
Calculator
Each citizen can independently calculate the size of the future pension. To do this, you need to enter data on the PF website into a special calculator general experience and level wages... The program calculates the pension level taking into account indexations and pension coefficients. However, you can calculate the size of your future pension without a calculator. Enough take advantage of the formula presented in the article.
What unusual can you learn from the lunar horoscope? Lunar horoscope by date of birth reflects that side of our personality that we are not aware of. He explains why we do what we do.
How the moon affects our senses depends on where it is located on the birth chart. Most people have a moon sign that is different from their sun sign. This is why many people with the same zodiac sign can be very different from each other. Reading the definition of their sign in the horoscope, they may feel that this is not entirely about them. If you rely only on the sun sign, the picture will be inaccurate. The moon sign describes the qualities of a person much more accurately. If your moon sign is also your sun sign, then you may find that its characteristics are more pronounced in your character.
The moon rules over the heart, stomach, brain, bladder, intestines, and left eye. As well as glands and body fluids. It serves as a reflection of that part of your self that obeys instincts. Most people keep this part of themselves a secret.
If your sun sign and moon sign are compatible, they can work together to help you get out of hardships and reach your goal. If they are incompatible, you may feel conflicting desires or be at odds with yourself to some degree. For example, if your moon sign is Gemini, chances are your emotions are very fluid and you get nervous easily. At the same time, the people around you may judge you for this, which may confuse you. A person with the Scorpio moon sign can also be very nervous, but he has a habit of hiding it. However, for the latter, jealousy can be a big problem. People with Aries Moon are stubborn, aggressive and can be difficult to control. It's great if they can release negative emotions during physical activity.
Our moon sign also offers an understanding of how to look inside consciousness, where a child lives in a person.
Free moon horoscope by date of birth
Find your moon sign
Finding out what your moon sign is, you can understand yourself much better, and also learn how internal processes take place. Use our free calculation of the moon horoscope by date of birth to find out your sign. To do this, you need your date of birth and time of birth. Since the moon moves very quickly through each sign (about 2-1 / 4 days), the time of birth is very important. If you do not know at what time you were born, you can set your date of birth first at 12:01 and then at 23:59. If both of these times correspond to the same sign, then you are in luck. If they are different, read the definitions for both lunar signs, according to the characteristics you can understand which sign is more consistent with your character. Also, it should be borne in mind that the calculations are carried out according to Moscow time - try to bring your time of birth to Moscow time by adding or subtracting the corresponding time difference.
Moon signs of the zodiacAn individual horoscope by date, time and place of birth, in contrast to the general zodiacal horoscope, is calculated by the location of the planets for a specific latitude and longitude at a given moment in time. An individual horoscope, determining and analyzing the position of the planets at the time of a person's birth, more accurately and in detail describes the fate, character, features, strengths and weaknesses, inclinations and potential of the individual.
An important part of the birth horoscope is also an analysis of the main trends and predispositions that will manifest themselves in the process of human development and life. Based on this information, you can better understand your own capabilities and find out the ways through which success, happiness and harmony are achieved.
To get to know better inner world(your own or another person's), features of character and behavior, opportunities and paths of development, you can make an individual horoscope online for free by date of birth using the form on this page. If you are interested in the future, and you want to know what the stars personally advise you, refer to, which describes the positive and negative periods in such life spheres as business, health, love and relationships.
You can also get it for free, without registering and sending SMS and.
Instructions for filling out the formTo get your individual horoscope by date of birth:
1. Type in your name (it will be indicated in the interpretation of the individual horoscope by date of birth).
2. Indicate the date and time of birth. If you don't know the time, select 12:00.
3. Specify the place of birth (for example, Moscow), select a country from the list (for example, Russia).
4. Click the "City" button.
5. If the settlement is found, the message "Similar cities found." Click on the city name in the list, after that the fields "Region", "Latitude, longitude:" and "Time zone:" will be filled in automatically. Click the Get Horoscope button.
6. If the settlement is not found, enter only the first few letters with which the name begins and click the "City" button.
7. The message "Similar cities found." and a list of the settlements found. Click on the name of the required city, the fields "Region", "Latitude, longitude:" and "Time zone:" will be filled in automatically. Click the Get Horoscope button.
8. If it was not possible to find the settlement, select the city that is closest to the desired one. locality... Click the Get Horoscope button.
You can independently enter the coordinates and time zone of the desired settlement.
An online calculator of daily calorie intake and BJU will help you understand what rate is needed to maintain shape, gain weight or lose weight. Indicate your options, choose a lifestyle and a goal. The system will make the calculation automatically!
